Small Group Federal Open Enrollment Reminder

  • 1/15/21 through 12/15/21 all carriers (NO EXCEPTIONS)

The Affordable Care Act (ACA) requires health insurers to offer a one-month Special Open Enrollment Period, where eligible small groups can enroll in coverage without having to meet standard employer-contribution and/or employee-participation ratios.

The Special Open Enrollment Period allows eligible small groups to enroll for coverage for a 1/1 effective date in every state. Additional effective dates in November and December are available but vary by state and carrier.

Contact your PGP Employee Benefits Consultant to confirm effective dates for Federal Open Enrollment. We will update you with carrier specific rules as they become available to us.

Submission Deadlines for Small Group Federal Open Enrollment

A group application must be fully submitted to the carrier between 11/15 and 12/15 or the group will be subject to participation and contribution requirements. There are NO EXCEPTIONS to this rule.