Horizon Brief Notes: New Horizon ICHRA Plan Options Offer Improved Cost Control
Posted on September 25, 2025
Applies to: Small Employer Fully Insured Markets
New Horizon ICHRA Plan Options Offer Improved Cost Control
As rising health care costs continue to be a challenge for employers and employees alike, Horizon is committed to providing solutions that balance affordability with access to quality care. As part of this commitment, we are excited to introduce Horizon® Employer Choice, our new Individual Coverage Health Reimbursement Arrangement (ICHRA) suite of products.
Horizon® Employer Choice gives employers predictable cost control while giving employees the freedom to select a plan that fits their unique needs. Horizon® Employer Choice will be available for small employers beginning October 1, 2025, with January 1, 2026 effective dates.
Employees can choose from 11 Horizon medical plans – all with access to our full doctor and hospital networks – providing a wide range of coverage levels and price points. This flexibility allows employees to select a plan that aligns with their individual needs and budget, while employers benefit from the cost predictability of defined contributions.
And with one simple online system for quoting and enrollment, Horizon® Employer Choice ensures that both employers and employees are empowered to make informed decisions about their health care, reinforcing Horizon’s commitment to both affordability and choice.