IRS Announces 2026 HSA Contribution Limits, HDHP Minimum Deductibles & Out-of-Pocket Maximums

Below is a recap of what’s changed and a link to download our 2025/2026 Contribution Limit flyer.  

  • Allowable HSA contributions will rise $100 for individual and $200 for family
  • HDHP maximum out-of-pocket will rise $200 for individual and $400 for family
  • ACA maximum out-of-pocket will increase $950 for individual and $1,900 for family
Click here for our 2025/2026 HSA Contribution Limit comparison flyer.