PGP Life is your single source for a full range of individual insurance coverage, including:


  • Whole Life
  • Term
  • ROP Term
  • Second to Die
  • Accidental Death
  • Guaranteed Issue
  • Multi Life Whole Life/Universal Life/Term Life
  • Executive Term Coverage


  • Multi Year Guaranteed
  • Traditional Fixed
  • Indexed Annuities
  • Single Premium Immediate Annuities
  • Annuities with Lifetime Income Riders
  • Ask us about leveraging Tax Qualified Money Too!

Long-term Care

  • Individual
  • Multi-Life
  • Linked benefits
  • Long-term Care Alternatives
    including Home Healthcare Plans


  • Individual or Multi-Life
  • Extraordinary Risk
  • Business Over Head
  • Disability Buy-out
  • Lump Sum
  • Excess Disability

With experience in both business and personal financial planning, our trained professionals will assist you in uncovering needs, marketing to prospects, case design, sales support, application and replacement assistance, underwriting, policy issue and policy service. Our experts will aid you in the implementation of, but not limited to:

Personal Solutions

  • Income replacement
  • Mortgage protection
  • Disability income replacement
  • Long-term care planning
  • Estate Planning

Business Solutions

  • Buy/Sell agreements
  • Key-man insurance
  • Split Dollar
  • Advanced retirement alternatives
  • Retirement or pension completion

Alternative Solutions

  • Pension Maximization
  • Retirement income planning
  • Term conversions and alternative continuation
  • Life Settlements
  • Charitable giving


For more information about PGP Life contact:

Jim Capuano
Ph: 631.951.9200 ext 142