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Horizon Brief Notes: 2026 Benefit Changes for Individual Plans

Applies to: Individual Consumer Market: Horizon Advantage and OMNIA Health Plans 

2026 Benefit Changes for Individual Plans

Beginning January 1, 2026, upon renewal, members will see changes to their coverage, including updated minimum deductibles, maximum out-of-pocket (MOOP) amount, and benefit cost sharing. New members enrolling in these plans on or after January 1, 2026 will also have the same updated deductibles, MOOPs, and cost sharing.

The updated 2026 deductibles, MOOPs, and cost sharing are in the attached PDFs.

IHC Horizon Advantage EPO
IHC OMNIA Health Plan

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